Jimbolta sananen. Pitkä juttu kokonaisuudessaan.
Jim Albertelli, CEO, Voxtur
Responsible for the overall vision and direction of Voxtur, Jim Albertelli has more than 25 years’ experience in the real estate and technology sectors, having developed multiple technology platforms that support real estate investors and servicers.
Voxtur offers targeted data analytics to simplify tax solutions, property valuation, and settlement services throughout the lending lifecycle, for investors, lenders, government agencies, and servicers.
As the pandemic set in, the industry increasingly embraced tech operations, whether it be for social distancing reasons, streamlining ops, or just staying in touch with team members, and Albertelli noted that Voxtur saw many other advantages of tech throughout.
"I think underwriters having digital certainty around the income and assets and employment and having digital certainty around a particular property is going to make their job less risky, and more efficient,” Albertelli said. “I think that will turn into a reduction of costs for consumers and originators, and ultimately, investors as well. I see this new digital world transforming itself, and I see the Biden administration, the FHFA, GSEs, and regulators supporting change now, which is great to see. I see the GSEs embracing the change.”
Albertelli and the Voxtur team analyzed the events of the pandemic, saw some gaps in workflow, and developed methods to simplify and smooth out these processes to get through the present and future industry turning points should they arise.
“The lenders, large banks, and large independent mortgage banks will survive,” Albertelli said. “They will engage vendors like Voxtur to continue to reduce costs. Right now, you have got remote online notarization, e-recording, alternative title insurance—efficiency gains all throughout the process. I could certainly see that future. We will continue to work in the ecosystem to continue to innovate and continue to try to reduce closing costs, while increasing home affordability and transparency. I think the firms that align themselves with those goals are going to be successful long-term.”